Health and High-Risk Insurance 2026

The EU grant opportunity titled "Health and High-Risk Insurance 2026" involves a call for tenders identified as EC-FPI/2025/OP/0019-PIN, with an estimated total contract value of 35 million EUR. The procurement aims to secure health and high-risk insurance services for two distinct groups: personnel employed by Common Foreign and Security Policy (CFSP) bodies and individuals involved in civilian Common Security and Defence Policy (CSDP) missions, as well as Technical Assistants and Civil Protection Experts managed by the European Commission's Directorate-General for European Civil Protection and Humanitarian Aid Operations (DG ECHO).

This tender process falls under a framework agreement without reopening competition, allowing selected providers to offer their services for a maximum duration of 48 months. The contract is categorized as a procurement opportunity rather than a grant, specifically targeting large enterprises capable of providing specialized insurance services, as the `smeSuitableIndicator` indicates that small and medium-sized enterprises are not eligible.

The geographic eligibility remains implied as EU-wide, suggesting that while EU-based entities are the primary focus, international companies compliant with EU procurement regulations may apply. The key description indicates that the project is at the operational stage, intended for immediate service delivery, not research or development.

The application process is expected to follow an open call format through the EU's Funding & Tenders Portal, with the official publication of the contract notice planned for September 2, 2025, and a prior TED publication date of July 4, 2025.

Applicants should prepare by monitoring the EU Funding & Tenders Portal for relevant updates and access to tender documents. Overall, this opportunity is significant, reflecting the European Commission's ongoing commitment to supporting the insurance needs of personnel engaged in critical EU missions.

Health and High-Risk Insurance 2026 is a planned call for tenders with procedure identifier EC-FPI/2025/OP/0019-PIN. The TED reference is 126/2025 434847-2025.

The description of the call is for the provision of health and high-risk insurance services for two different groups:

(1) Staff employed by Common Foreign and Security Policy (CFSP) bodies and persons (i.e., civilian Common Security and Defence Policy (CSDP) missions and EU Special Representatives), pursuant to Title V of the Treaty of the European Union.
(2) Technical Assistants and Civil Protection Experts managed by the European Commission through the Directorate-General for European Civil Protection and Humanitarian Aid Operations (DG ECHO).

The procedure type is a planned call for tenders with OJ S publication. The estimated total value is 35,000,000 EUR. The TED publication date is 04/07/2025. The estimated date of publication of a contract notice is 02/09/2025.

The lead contracting authority is the European Commission, FPI Service for Foreign Policy Instruments. The main classification (CPV) code is 66512000 Accident and health insurance services. The nature of the contract is for services. The maximum contract duration is 48 months. The framework agreement is a framework agreement without reopening of competition.

A question was asked: Where can I find the procurement documents of this call for tenders? The answer provided was: The planned call for tenders announces the intention of the contracting authority to publish a future call for tenders. No other information or documents other than those published here are available. This question was published on 16/02/2024 23:54.

In summary, this is a pre-announcement for a significant EU tender related to health and high-risk insurance. The European Commission, through its Foreign Policy Instruments service, intends to procure these services for personnel involved in CFSP bodies, CSDP missions, EU Special Representatives, and for Technical Assistants and Civil Protection Experts managed by DG ECHO. The estimated value is substantial, at 35 million EUR, and the contract duration could be up to 48 months. The actual call for tenders is expected to be published around September 2025, following the initial announcement in July 2025. The contract will be a framework agreement without reopening of competition, meaning the initial selection will be crucial. Companies specializing in accident and health insurance services should monitor the TED and EU Funding & Tenders Portal for the official call and related documents closer to the anticipated publication date.

Eligible Applicant Types: The eligible applicant types are not explicitly stated, but based on the description, it is likely that insurance companies or service providers capable of providing health and high-risk insurance services are eligible.

Funding Type: This is a procurement opportunity, specifically a call for tenders.

Consortium Requirement: The information does not explicitly state whether a consortium is required or if a single applicant is sufficient. It is possible that both single applicants and consortia are eligible, but this needs to be confirmed in the official call documents when they are released.

Beneficiary Scope (Geographic Eligibility): The geographic eligibility is not explicitly mentioned, but given that it is an EU funding opportunity related to the Common Foreign and Security Policy (CFSP) and the European Commission's Directorate-General for European Civil Protection and Humanitarian Aid Operations (DG ECHO), it is likely open to entities within the EU and potentially to entities in countries where CFSP bodies and CSDP missions operate.

Target Sector: The target sector is health and high-risk insurance services.

Mentioned Countries: No specific countries are mentioned, but the opportunity relates to the Common Foreign and Security Policy (CFSP) and Common Security and Defence Policy (CSDP) missions, which operate internationally. The European Union is implicitly mentioned as the governing body.

Project Stage: This is a call for tenders for the provision of services, so the expected stage is the operational or service delivery stage.

Funding Amount: The estimated total value of the contract is 35,000,000 EUR.

Application Type: This is a planned call for tenders with OJ S publication.

Nature of Support: The beneficiaries will receive money in exchange for providing health and high-risk insurance services.

Application Stages: The number of application stages is not explicitly stated, but a typical call for tenders involves multiple stages, including submission of a tender, evaluation, and contract award.

Success Rates: The success rates are not mentioned in the provided information.

Co-funding Requirement: The information does not explicitly state whether co-funding is required.

Summary:

This is a planned call for tenders by the European Commission, specifically the FPI Service for Foreign Policy Instruments, for the provision of health and high-risk insurance services. The contract, estimated at 35,000,000 EUR, aims to cover two distinct groups: staff employed by Common Foreign and Security Policy (CFSP) bodies and persons involved in civilian Common Security and Defence Policy (CSDP) missions and EU Special Representatives, as well as Technical Assistants and Civil Protection Experts managed by the European Commission through DG ECHO. The procedure is a planned call for tenders with publication in the Official Journal of the European Union Supplement (OJ S). The estimated date for the publication of the contract notice is September 2, 2025, with a TED publication date of July 4, 2025. The maximum contract duration is 48 months and will be a framework agreement without reopening of competition. The call falls under the main classification of accident and health insurance services (CPV code 66512000). Companies specializing in health and high-risk insurance should monitor the Official Journal of the European Union Supplement (OJ S) for the official publication of the call for tenders in order to prepare their applications.